Dental care without insurance in the River Valley.
What a membership plan covers, what it doesn't, and when it genuinely beats a PPO.
Losing dental insurance shouldn't mean losing your dentist. Most families we see without insurance were avoiding care they could actually afford — they just had no way to know what anything cost.
How a membership plan works
You pay monthly directly to us. Preventive care is included, treatment is discounted, and there is no deductible, no annual maximum, no waiting period, and no claim to be denied. It isn't insurance — it's a straightforward agreement with the office you're already going to.
- Two cleanings, exams, and X-rays a year included
- 20% off treatment like fillings, crowns, and implants
- No annual cap — the discount applies in December too
- Starts working the day you join
When a PPO is still better
If your employer pays your premium, take it — free coverage beats any discount. A PPO also wins if you're facing a very large treatment plan in one year and your annual maximum will actually be reached.
A plan with a $1,500 annual cap is only worth $1,500. Know your number before you count on it.
What we do either way
We tell you the cost before we start, in writing, and we'll stage treatment across months or benefit years if that's what makes it work. Nobody at this office will pressure you into a same-day yes on a big case.
Not sure which way saves you more?
Bring your plan details — or your lack of them — and we'll do the math with you.
Request an Appointment